The set-and-forget approach

🌱

Invest regularly

Set up a monthly contribution — even £100/month. Consistency matters more than timing the market.

🌍

Diversify globally

A single global screened ETF gives you exposure to hundreds of companies across dozens of countries.

⏳

Think in decades

Markets go up and down. Over 10, 20, 30 years, patient investors have historically been rewarded.

This approach is sometimes called "passive investing" — you buy a broad fund and hold it for the long term rather than picking individual stocks or timing the market.

How screening works

🏢

Business activity

Exclude sectors that may not align with screening criteria.

📊

Financial screening

Review selected financial measures as part of screening.

🔍

Ongoing review

Screening methodologies may evolve over time.

Screening approaches differ across providers and should not be treated as personal investment advice.

🌱 New to investing? Start here

If you're unsure where to begin, a single global screened ETF (like ISWD or HSBC Islamic Global Equity) is the simplest starting point. It gives you instant diversification across hundreds of companies worldwide, costs very little in fees, and requires no ongoing management. Set up a monthly contribution and let it grow.

See what your ISA could grow to

You don't need to be rich to invest. You just need to start. Let's see what regular monthly investing could look like for you.

Step 1 — What's your goal?
Step 2 — How much can you put away?

How much could you set aside each month? Even £50 makes a difference over time.

£
The ISA limit is £20,000/year (£1,666/month). Most people start much smaller.
Step 3 — A bit about you
→
— yrs
If you selected a goal above, we've suggested a target age. You can adjust it.

Already have an ISA or savings pot?

£
Step 4 — Pick a growth scenario
Illustrative only. A screened global ETF has historically averaged 7–10% over 20+ year periods, but past performance isn't guaranteed.
💰 Because this is in an ISA, every penny of growth is yours — no capital gains tax, no income tax, no tax on withdrawal.

These funds and stocks are examples to support your research. The set-and-forget approach works best when you invest regularly over many years without reacting to short-term market movements.